Stress Testing Software by Sageworks
Stress Testing Solutions for Better Portfolio Analysis
Sageworks' banking solutions are specifically designed for financial professionals looking to meet regulatory demands in today's bank market. We offer an advanced stress testing software solution for banks and credit unions who need an accurate methodology to evaluate their loan portfolios. Our stress testing software, Clarity, will help you manage risk and maintain a healthier loan portfolio. Clarity allows you to filter your portfolio in multiple concentrations and stress by factors such as interest rates, loan to value ratios, risk ratings, etc.
Whitepaper: Take Some of the Stress Out of Stress Testing
This whitepaper, which will be emailed to you, explains who is doing stress testing, some of the benefits it would provide, and some of the challenges you might face. Download it now to learn:- Why stress testing software is becoming a necessity
- How to stratify your portfolio by key concentrations
- Why it is important to stress and evaluate multiple scenarios
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Proven Stress Testing Software Solutions
Sageworks develops web-based credit analysis and stress testing software applications designed to help professionals make better financial decisions. Despite having access to more information, individuals and organizations are still challenged with how to make more profitable decisions using that information. Sageworks' credit analysis and stress testing software applications are the solution for making better, more precise credit decisions with confidence.
Who Are You?
Sageworks Analyst™ Financial Analysis Suite for Bankers
Sageworks Analyst is a suite of solutions for financial institutions and includes applications for credit analysis, loan portfolio monitoring, risk rating, stress testing, report writing, document storing, and Allowance for Loan and Lease Losses (ALLL) estimation. These solutions are tailored to meet the unique needs of chief credit officers, senior lenders, and credit administrators and come with world-class support and training from Sageworks.
Sageworks Analyst™: TruGlobal™ Credit and Financial Analysis Solution
- Quick views of global cash flow that combine guarantors, businesses, and real estate entities
- Dynamic narrative financial reports will expedite credit memo preparation
- Easy-input screens mimic and link to tax returns
- Real-time industry comparisons for context with lending decisions
- Monitor the entire loan portfolio at the push of a button to view early warning indicators on potentially troubled loans for timely financial reporting
- Satisfy regulatory requirements with ease
- Streamline processes to reduce administrative and financial reporting workload
- Avoid delinquencies and write-offs
- Better preparedness for examinations
- More consistency resulting from the universal application of the bank's particular risk rating methodology
- Increased standardization of risk ratings within the entire loan portfolio regardless of loan officer
- Easier assessment of which segments of the portfolio need risk rating adjustments
- Confidence from knowing that risk ratings were accurately created, consistently applied, and thoroughly documented
- A clear, concise method for adherence to FASB 5 and FAS 114 estimation compliance requirements
- Improved preparedness for examinations
- Accurate, sound, and appropriate ALLL estimations for FAS 114 impairment analysis
- Communicate clearly with your shareholders and examiners, having tested the entire portfolio
- Anticipate and plan for changes to the portfolio
- Feel confident going into examinations
To communicate clearly to both your shareholders and examiners, you need to test the entire portfolio. Apply Sageworks’ unique “whole-portfolio methodology,” and you protect yourself against dangers that may lie in an unanticipated scenario in an untested segment. Clarity from Sageworks allows you to create a number of “what if” scenarios by changing values in the major metrics of the portfolio during your stress testing analysis.
