Loan Underwriting Software from Sageworks
Commercial Loan Underwriting Software Solutions for Better Loan Processing
Sageworks' commercial loan underwriting software solutions are specifically designed for bankers looking to make better credit decisions. We offer web-based loan underwriting software soltions tailored to meet the unique needs of chief credit officers, senior lenders and credit analysts. Bankers find Sageworks Analyst essential in providing TruGlobal cash flow analysis, which is critical to making sound loan underwriting decisions that increase profitability and reduce risk. Sageworks' business loan underwriting software automates and optimizes the loan analysis process and provides the information necessary to make solid lending decisions in a matter of minutes, not hours. Additionally, each commercial loan underwriting software platform is supported by reliable, real-time industry data for benchmarking loan applicants to peers.
Whitepaper: Overcome Common Mistakes with Global Cash Flow
This whitepaper explains the biggest obstacles analysts face with global cash flow. Download it now and learn how to avoid:- Difficulty combining personal and business incomes
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Improve Commercial & Business Loan Underwriting Analysis
The depth of analysis offered by Analyst, Sageworks’ business loan underwriting software application, has proven to be invaluable to bankers looking to make more well-informed and, therefore, less risky lending decisions. Learn more about Sageworks' commercial loan underwriting software applications below.
Sageworks develops banking loan underwriting software applications designed to help professionals make better financial decisions. At Sageworks, we are committed to helping our clients realize the benefits of advanced bank loan underwriting tools. Despite having access to more information, individuals and organizations are still challenged with how to make more profitable lending decisions. Sageworks' bank loan origination software applications are the solution for making better, more precise decisions with confidence.
Who Are You?
Sageworks Analyst™ Financial Analysis Suite for Bankers
Sageworks Analyst is a suite of solutions for financial institutions and includes applications for credit analysis, loan portfolio monitoring, risk rating, stress testing, report writing, document storing, and Allowance for Loan and Lease Losses (ALLL) estimation. These solutions are tailored to meet the unique needs of chief credit officers, senior lenders, and credit administrators and come with world-class support and training from Sageworks.
Sageworks Analyst™: TruGlobal™ Credit and Financial Analysis Solution
- Quick views of global cash flow that combine guarantors, businesses, and real estate entities
- Dynamic narrative financial reports will expedite credit memo preparation
- Easy-input screens mimic and link to tax returns
- Real-time industry comparisons for context with lending decisions
- Monitor the entire loan portfolio at the push of a button to view early warning indicators on potentially troubled loans for timely financial reporting
- Satisfy regulatory requirements with ease
- Streamline processes to reduce administrative and financial reporting workload
- Avoid delinquencies and write-offs
- Better preparedness for examinations
- More consistency resulting from the universal application of the bank's particular risk rating methodology
- Increased standardization of risk ratings within the entire loan portfolio regardless of loan officer
- Easier assessment of which segments of the portfolio need risk rating adjustments
- Confidence from knowing that risk ratings were accurately created, consistently applied, and thoroughly documented
- A clear, concise method for adherence to FASB 5 and FAS 114 estimation compliance requirements
- Improved preparedness for examinations
- Accurate, sound, and appropriate ALLL estimations for FAS 114 impairment analysis
- Communicate clearly with your shareholders and examiners, having tested the entire portfolio
- Anticipate and plan for changes to the portfolio
- Feel confident going into examinations
Sageworks develops banking loan underwriting software applications designed to help professionals make better financial decisions. At Sageworks, we are committed to helping our clients realize the benefits of advanced bank loan underwriting tools. Despite having access to more information, individuals and organizations are still challenged with how to make more profitable lending decisions. Sageworks' bank loan underwriting software applications are the solution for making better, more precise decisions with confidence.
